Business Deposit Accounts

We know what's important to your business. That's why our business checking accounts are known throughout the area for their efficiency and for their remarkable cost-effectiveness. At First Bank, we offer business checking accounts designed to work for enterprises of all sizes, as well as for the non-profit organizations that play such a vital role in our community.

Beneficial Ownership Certification Information

Effective May 11, 2018, all financial institutions, including First Bank, are required to collect and verify the personal information for the beneficial owners who own, control and profit from legal entities when those legal entities open accounts.

Learn More about Beneficial Ownership Certification

Download Beneficial Ownership Certification Form

Benefits With Our Business Checking Accounts


Online Banking	Mobile Banking
24 Hour Telebanking	Online Bill Pay
Cashier’s Checks & Money Orders	Business Debit Card
Online ACH	Online Wire Transfer
Remote Deposit Capture	Commercial Credit Card*

Compare Our Business Deposit Accounts
ACCOUNT NAME	MINIMUM TO OPEN	ADDITIONAL BENEFITS	INTEREST COMPOUNDING/PAYMENT
Commercial Checking Account	$100	Earnings Credit Business Debit Card Business Online Banking Commercial Credit Card*	---
Community Business Checking Account**	$100	No minimum balance Up to 100 free items****	---
Advanced Business Checking**	$100	$3,500 minimum balance Up to 350 free items****	---
Community Partners Non-Profit Checking Account***	No minimum	Business Debit Card Business Online Banking Commercial Credit Card* Free Cashier’s Checks & Money Orders	Variable Rates Interest Paid Monthly
Business Advantage Account	No minimum An eligible Operating Account is required to be opened and maintained	Business Online Banking	Interest Paid Monthly
Preferred Business Money Market Account	$5,000	Free Cashier’s Checks & Money Orders Business Online Banking	Tiered Variable Rates Interest Paid Monthly

Quick and Easy Access to Your Business Funds

Our Business Debit Card empowers you to track your purchases directly from your business checking account.


	Replace petty cash with a secure way of purchasing Set levels of usage and responsibilities by card user Use anywhere Visa® debit cards are accepted and access to network with over 20,000 surcharge-free ATMs Account Alerts provide stronger security by delivering real-time account alerts Reduce check usage and prevent fraud with safer form of payment

More Information

Download the Commercial Banking Brochure

Please contact a Business Banker for a complete disclosure of the terms and conditions as well as fees and interest rate information if applicable.

*Offered through Elan, subject to approval

**To avoid maintenance and item fees : 1.) for Community Business Checking you are entitled to 100 items free of charge, 2.) For Advanced Business Checking you must maintain an average collected balance requirement of $3,500.00 and you are entitled to 350 free items

***Please consult with your tax advisor regarding the responsibility of reporting interest earnings. All eligible non-profit organizations must provide a 501(c) 3 certificate. Refer to our Business Account Disclosure for complete terms and conditions.

****$1.00 for each additional item over the number of allowed items