Savings Accounts

First Bank offers a variety of savings account options that you can choose from that best fit your financial needs. Our Bankers are available to assist you in finding the right deposit solution.

Whether you are saving for a future purchase or an unexpected emergency, our experienced Bankers can get you set up with the right account to meet your financial needs.

Free Benefits With All Savings and Money Market Accounts


Online Banking	Zelle®
Mobile Banking	Cashier’s Checks & Money Orders
24 Hour Telebanking	No ATM fees***

Compare Our Savings Accounts
ACCOUNT NAME	MINIMUM TO OPEN	ACCOUNT REQUIREMENTS	ADDITIONAL BENEFITS	INTEREST COMPOUNDING / PAYMENT
Free Savings	$100	No minimum balance to maintain	No monthly fee	Variable Rate Interest Paid Monthly
My First Account*	$25	Age birth to 17 years old	No monthly fee	Variable Rate Interest Paid Monthly
Prime Savings Account**	$5,000	$5,000 minimum daily balance to avoid a $15 monthly fee	---	Tiered Variable Rate Interest Paid Monthly

Our Money Market Account
ACCOUNT NAME	MINIMUM TO OPEN	ACCOUNT REQUIREMENTS	INTEREST COMPOUNDING / PAYMENT
Personal Money Market Account	$1,000.00	$2,500.00 minimum daily balance to avoid a $15.00 monthly fee Minimum you can withdraw/transfer: $500.00	Tiered Variable Rate Interest Paid Monthly

Health Savings Account

Health Savings Account (HSA) is a tax-advantaged savings account that you can use to pay qualified medical expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate. The minimum to open this account is $100 with variable rate and interest paid monthly and no monthly fee.

Certificates of Deposit (CD)

Certificates of Deposit (CDs) are a great alternative to traditional Savings Accounts. By investing your money for a fixed term you can earn higher yields while protecting your money from fluctuating interest rates.

Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRAs) offer a number of tax advantages that allow individuals to save tax-free or tax-deferred to help meet their long-term investment goals. IRS regulations regarding IRA contribution limits as well as types of accounts are constantly changing. Consult a Tax Professional to determine how a First Bank IRA can be part of your financial plan.

Traditional IRA

Allows you to save money without paying taxes until you withdraw it from the account. The money you add to your IRA can lower your taxable income and grows tax-free while it remains in the account.

Roth IRA

A variation on the Traditional IRA, a Roth IRA provides different tax incentives to investors eligible to participate. Contributions are made with after-tax assets and withdrawals are usually tax-free.

More Information

Please contact a Banker for a complete disclosure of the terms and conditions and interest rate information if applicable.

*Children’s Online Privacy
Protecting the identity and privacy of children is a responsibility we take very seriously. The responsibility to protect this information rests with both the online industry as well as with parents. We do not knowingly collect, use or maintain any information through our website about children who are under the age of 13. Parents can avail themselves of various filtering software packages that are available to prevent their children from accessing websites which they deem to be inappropriate. Parents can choose to utilize this and other methods to limit websites to which their children have access.
**Prime Savings Account Minimum withdraw/transfer $500.00
***When using ATMs in the MoneyPass and STARsf Networks.